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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

 

Adjusting for inflation

Every year we assess whether ongoing old-age, survivors’ or disability pensions should be adjusted for inflation. Whether or not such an adjustment is made depends on comPlan's financial possibilities. Pension increases can however only be carried out if the value fluctuation reserves have met their target. The findings of the inflation adjustment assessment carried out by the Board of Trustees are published in the financial report each year. Since our pensions generally exceed the statutory minimum by a significant amount, the statutory adjustments to the BVG survivors’ and disability pensions by the Federal Council are of little relevance to comPlan.

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.