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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

In the event of disability we will continue the pension saving process for you but you no longer need to make any contributions of your own. comPlan will credit the standard savings variant contributions to you from the time that you receive the IV pension. When you reach the age of 65 your disability pension will be converted into a life-long old-age pension. This will be calculated on the basis of the amount of capital saved and the applicable conversion rate. Your disability old-age pension amounts to at least 90% of the insured disability pension. You can however choose to withdraw some or all of your pension capital instead of receiving a disability old-age pension. In the event of partial withdrawal your disability old-age pension will be adjusted proportionately. This also applies to the vested benefits guarantee of 90%.

Withdrawing disability pension capital

IV advance payment

Adjusting for inflation

Pension payments


Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.