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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

In the event of disability we will continue the pension saving process for you but you no longer need to make any contributions of your own. comPlan will credit the standard savings variant contributions to you from the time that you receive the IV pension. When you reach the age of 65 your disability pension will be converted into a life-long old-age pension. This will be calculated on the basis of the amount of capital saved and the applicable conversion rate. Your disability old-age pension amounts to at least 90% of the insured disability pension. You can however choose to withdraw some or all of your pension capital instead of receiving a disability old-age pension. In the event of partial withdrawal your disability old-age pension will be adjusted proportionately. This also applies to the vested benefits guarantee of 90%.

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.