Meta navigation

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure


Vested benefits rights adjustment


Transfer to new pension fund


Transfer to vested benefits foundation


Payout in the event of self-employment


Payout in the event of emigration


Payout of small amounts


In the event of retirement


Retirement pension


Retirement-linked children’s pension


Capital withdrawal


Early retirement


Partial retirement


Adjusting for inflation


Pension payments


In the event of disability


Disability pension


Disability-linked children's pension


Disability old-age pension

In the event of disability we will continue the pension saving process for you but you no longer need to make any contributions of your own. comPlan will credit the standard savings variant contributions to you from the time that you receive the IV pension. When you reach the age of 65 your disability pension will be converted into a life-long old-age pension. This will be calculated on the basis of the amount of capital saved and the applicable conversion rate. Your disability old-age pension amounts to at least 90% of the insured disability pension. You can however choose to withdraw some or all of your pension capital instead of receiving a disability old-age pension. In the event of partial withdrawal your disability old-age pension will be adjusted proportionately. This also applies to the vested benefits guarantee of 90%.


Withdrawing disability pension capital


IV advance payment


Adjusting for inflation


Pension payments




Spouse’s pension


Partner’s pension


Lump sum payable on death for married persons


Lump sum payable on death for unmarried persons


Orphan’s pension


Adjusting for inflation


Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.