Meta navigation

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

If you retire before reaching the AHV pensionable age (65 for men, 64 for women), you will receive a bridging pension to compensate for the temporary loss of income. Your employer will provide an amount for this purpose depending on when you retire, how long you worked for the company and the degree of employment.

The bridging pension is calculated as follows provided the beneficiary spent at least ten years working for the company: CHF 80,100 multiplied by the degree of employment and divided by the number of months until ordinary AHV pensionable age is reached. This monthly pension payment does however correspond to no more than the maximum AHV old-age pension adjusted for the degree of employment. The amount is reduced proportionately if you have been working for the company for less than ten years. You can view the amount of the bridging pension at comPlan Online.

Entitlement to a bridging pension is not affected by whether the employment contract was terminated by you or your employer. If your bridging pension is lower than the maximum AHV old-age pension adjusted for the degree of employment, you may increase it to the maximum on a voluntary basis. This reduces your life-long pension, however.

 

Partial retirement

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.