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Benefits

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

If you retire before reaching the AHV pensionable age (65 for men, 64 for women), you will receive a bridging pension to compensate for the temporary loss of income. Your employer will provide an amount for this purpose depending on when you retire, how long you worked for the company and the degree of employment.

The bridging pension is calculated as follows provided the beneficiary spent at least ten years working for the company: CHF 80,100 multiplied by the degree of employment and divided by the number of months until ordinary AHV pensionable age is reached. This monthly pension payment does however correspond to no more than the maximum AHV old-age pension adjusted for the degree of employment. The amount is reduced proportionately if you have been working for the company for less than ten years. You can view the amount of the bridging pension at comPlan Online.

Entitlement to a bridging pension is not affected by whether the employment contract was terminated by you or your employer. If your bridging pension is lower than the maximum AHV old-age pension adjusted for the degree of employment, you may increase it to the maximum on a voluntary basis. This reduces your life-long pension, however.

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

IV advance payment

Adjusting for inflation

Pension payments

Bereavement

Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.