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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

If the Swiss Federal Disability Insurance assessment is delayed, you are entitled to an IV advance payment provided the following criteria are met:

  • You have been unable to work for at least twelve months
  • Your employment has not been terminated within those twelve months
  • You registered for an IV pension at least six months ago
  • You have lost your entitlement to your salary or the daily benefits from IV, unemployment, sickness, accident or military insurance have ended

The amount of the full IV advance payment corresponds to 50% of the insured salary upon the presumed occurrence of disability plus the maximum IV pension. The IV advance payment is reduced accordingly in the event of partial incapacity and part-time work.

Payment of the IV advance payment ends:

  • Upon entry into force of the Swiss Federal Disability Insurance assessment (IV)
  • Upon the withdrawal of the IV application
  • If the member becomes able to work again
  • Upon reaching retirement age
  • In the event of death

The IV advance payment is offset against the retroactive pensions of the pension provider as well as Swiss Federal Disability Insurance.

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.