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Benefits

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

IV advance payment

If the Swiss Federal Disability Insurance assessment is delayed, you are entitled to an IV advance payment provided the following criteria are met:

  • You have been unable to work for at least twelve months
  • Your employment has not been terminated within those twelve months
  • You registered for an IV pension at least six months ago
  • You have lost your entitlement to your salary or the daily benefits from IV, unemployment, sickness, accident or military insurance have ended

The amount of the full IV advance payment corresponds to 50% of the insured salary upon the presumed occurrence of disability plus the maximum IV pension. The IV advance payment is reduced accordingly in the event of partial incapacity and part-time work.

Payment of the IV advance payment ends:

  • Upon entry into force of the Swiss Federal Disability Insurance assessment (IV)
  • Upon the withdrawal of the IV application
  • If the member becomes able to work again
  • Upon reaching retirement age
  • In the event of death

The IV advance payment is offset against the retroactive pensions of the pension provider as well as Swiss Federal Disability Insurance.

Adjusting for inflation

Pension payments

Bereavement

Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.