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Benefits

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

IV advance payment

Adjusting for inflation

Pension payments

Bereavement

Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Your spouse or civil partner is entitled to a lump sum payable on death if he/she meets the criteria for a spouse’s pension. This capital amounts to 100% of the last insured salary plus the additional savings contributions for savings options Plus and Extra, buy-ins and buy-outs for early retirement with comPlan minus divorce and advance withdrawals with comPlan. The lump sum payable on death covers the additional financial costs incurred immediately after your death.

If your spouse or civil partner does not meet the criteria for the spouse’s pension then he/she will receive a single settlement payment equivalent to three years of pension payments. If you support your partner to a significant degree then you may grant them an additional lump sum payable on death in addition to this settlement. This amounts to 100% of the last insured salary plus the additional savings contributions for savings options Plus and Extra, buy-ins and buy-outs for early retirement with comPlan minus divorce and advance withdrawals with comPlan. In order to do this you must submit the corresponding beneficiary declaration.

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.