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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

Your spouse or civil partner is entitled to a lump sum payable on death if he/she meets the criteria for a spouse’s pension. This capital amounts to 100% of the last insured salary plus the additional savings contributions for savings options Plus and Extra, buy-ins and buy-outs for early retirement with comPlan minus divorce and advance withdrawals with comPlan. The lump sum payable on death covers the additional financial costs incurred immediately after your death.

If your spouse or civil partner does not meet the criteria for the spouse’s pension then he/she will receive a single settlement payment equivalent to three years of pension payments. If you support your partner to a significant degree then you may grant them an additional lump sum payable on death in addition to this settlement. This amounts to 100% of the last insured salary plus the additional savings contributions for savings options Plus and Extra, buy-ins and buy-outs for early retirement with comPlan minus divorce and advance withdrawals with comPlan. In order to do this you must submit the corresponding beneficiary declaration.

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.