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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure


Vested benefits rights adjustment


Transfer to new pension fund


Transfer to vested benefits foundation


Payout in the event of self-employment


Payout in the event of emigration


Payout of small amounts


In the event of retirement


Retirement pension


Retirement-linked children’s pension


Capital withdrawal


Early retirement


Partial retirement

From the age of 58 you can also retire gradually, i.e. work with a reduced degree of employment while also receiving some of your old-age benefits. Your pension capital and the bridging pension will be distributed proportionately between your partial retirement and your continued employment. You may receive your prorated benefits as capital or in the form of a life-long pension in connection with your early retirement. You and your employer continue to pay contributions for the portion relating to your continued employment, but based on the new, reduced degree of employment and the correspondingly adjusted salary. You may partially retire every 12 months with us. You can calculate the amount of your old-age benefits in the event of partial retirement yourself at comPlan Online. If you reduce your degree of employment after the age of 58 without taking some of your old-age benefits, your entitlement to a bridging pension will be reduced proportionately. 


Adjusting for inflation


Pension payments


In the event of disability


Disability pension


Disability-linked children's pension


Disability old-age pension


Withdrawing disability pension capital


IV advance payment


Adjusting for inflation


Pension payments




Spouse’s pension


Partner’s pension


Lump sum payable on death for married persons


Lump sum payable on death for unmarried persons


Orphan’s pension


Adjusting for inflation


Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.