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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

From the age of 58 you can also retire gradually, i.e. work with a reduced degree of employment while also receiving some of your old-age benefits. Your pension capital and the bridging pension will be distributed proportionately between your partial retirement and your continued employment. You may receive your prorated benefits as capital or in the form of a life-long pension in connection with your early retirement. You and your employer continue to pay contributions for the portion relating to your continued employment, but based on the new, reduced degree of employment and the correspondingly adjusted salary. You may partially retire every 12 months with us. You can calculate the amount of your old-age benefits in the event of partial retirement yourself at comPlan Online. If you reduce your degree of employment after the age of 58 without taking some of your old-age benefits, your entitlement to a bridging pension will be reduced proportionately. 

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.