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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

 

Vested benefits rights adjustment

 

Transfer to new pension fund

 

Transfer to vested benefits foundation

 

Payout in the event of self-employment

 

Payout in the event of emigration

 

Payout of small amounts

 

In the event of retirement

 

Retirement pension

 

Retirement-linked children’s pension

 

Capital withdrawal

 

Early retirement

 

Partial retirement

 

Adjusting for inflation

 

Pension payments

 

In the event of disability

 

Disability pension

 

Disability-linked children's pension

 

Disability old-age pension

 

Withdrawing disability pension capital

 

IV advance payment

 

Adjusting for inflation

 

Pension payments

 

Bereavement

 

Spouse’s pension

 

Partner’s pension

If you die in gainful employment, your partner will receive a life-long pension amounting to 35% of your insured salary. For recipients of old-age or disability pensions the amount is 60% of the ongoing pension. This pension may be reduced in the event of death before the age of 65, however, if the total of all survivors’ pensions and other qualifying sources of income exceeds 90% of the most recent annual salary. Any ongoing bridging pensions shall be forfeited in the event of death.

Your life partner will receive a life-long survivor’s pension if one of the following criteria is met:

  • He/she is financially responsible for one or more common children.
  • He/she is at least 40 years oed wih you in the same household (with the same oicial place of. 

The following criteria must also be met:

  • You submitted the support agreement for your life partner to us prior to your death and prior to your retirement.
  • You moved in together prior to your retirement (same official place of residence).
  • You are both unmarried at the time of your death.
  • Your partner does not receive any spouse’s or partner’s pension from another pension fund.

 

 

Lump sum payable on death for married persons

 

Lump sum payable on death for unmarried persons

 

Orphan’s pension

 

Adjusting for inflation

 

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.