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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure


Vested benefits rights adjustment


Transfer to new pension fund


Transfer to vested benefits foundation


Payout in the event of self-employment


Payout in the event of emigration


Payout of small amounts

If you were only insured with comPlan for a short time your departure payment may be less than the sum of your annual employee contributions. In such a case of “insufficient assets” you may apply for your capital to be paid out in cash. Your spouse or civil partner will also need to co-sign the application with certification from a notary. The cash payment must be taxed as a capital withdrawal if it amounts to CHF 5,000 or more. You can view the current status of your pension capital and the annual contributions at comPlan Online.


In the event of retirement


Retirement pension


Retirement-linked children’s pension


Capital withdrawal


Early retirement


Partial retirement


Adjusting for inflation


Pension payments


In the event of disability


Disability pension


Disability-linked children's pension


Disability old-age pension


Withdrawing disability pension capital


IV advance payment


Adjusting for inflation


Pension payments




Spouse’s pension


Partner’s pension


Lump sum payable on death for married persons


Lump sum payable on death for unmarried persons


Orphan’s pension


Adjusting for inflation


Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.