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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

With comPlan, men and women can retire between the ages of 58 and 65. The capital you have saved is generally paid out in the form of a life-long annuity. The amount of your pension is calculated on the basis of the amount you have saved and the conversion rate valid for your age at the time you retire.

Conversion rates

Age From 01/09/2020 From 01/01/2023 From 01/01/2024 From 01/05/2024
65 5,34% 5,32% 5,08% 5,00%
64 5,16% 5,14% 4,90% 4,82%
63 4,99% 4,97% 4,73% 4,65%
62 4,83% 4,81% 4,57% 4,49%
61 4,68% 4,66% 4,42% 4,34%
60 4,54% 4,52% 4,28% 4,20%
59 4,41% 4,39% 4,15% 4,07%
58 4,29% 4,27% 4,03% 3,95%

Percentage rate at which pension capital is converted into annuities. The rates depend on the member’s age at retirement. Only full years of life and the starts of the calendar years are shown. The conversion rates are calculated for each month, however.

The conversion rate is calculated exactly to the month. You can view your pension capital and the projected amount of your pension at comPlan Online.

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

IV advance payment

Adjusting for inflation

Pension payments


Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.