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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

When leaving comPlan, the amount paid out on departure corresponds to your personal pension capital. This includes extraordinary contributions credited to your pension capital before switching pension funds. The pension capital is compared to the minimum pension capital pursuant to both the Swiss Company Pensions Act (BVG) and the Swiss Federal Law on Vesting for Occupational Retirement, Survivors’ and Disability Insurance (FZG) at the time of departure. The largest of these three amounts is paid out to you as a vested benefit rights adjustment. You can view the current status of your pension capital in your pension summary at comPlan Online. 

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

IV advance payment

Adjusting for inflation

Pension payments


Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.