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Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure


Vested benefits rights adjustment

When leaving comPlan, the amount paid out on departure corresponds to your personal pension capital. This includes extraordinary contributions credited to your pension capital before switching pension funds. The pension capital is compared to the minimum pension capital pursuant to both the Swiss Company Pensions Act (BVG) and the Swiss Federal Law on Vesting for Occupational Retirement, Survivors’ and Disability Insurance (FZG) at the time of departure. The largest of these three amounts is paid out to you as a vested benefit rights adjustment. You can view the current status of your pension capital in your pension summary at comPlan Online. 


Transfer to new pension fund


Transfer to vested benefits foundation


Payout in the event of self-employment


Payout in the event of emigration


Payout of small amounts


In the event of retirement


Retirement pension


Retirement-linked children’s pension


Capital withdrawal


Early retirement


Partial retirement


Adjusting for inflation


Pension payments


In the event of disability


Disability pension


Disability-linked children's pension


Disability old-age pension


Withdrawing disability pension capital


IV advance payment


Adjusting for inflation


Pension payments




Spouse’s pension


Partner’s pension


Lump sum payable on death for married persons


Lump sum payable on death for unmarried persons


Orphan’s pension


Adjusting for inflation


Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.