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Benefits

Who receives what benefits?

What benefits does comPlan provide? What do insured members receive in the event of departure, retirement, disability or death? A brief and simple explanation of all of comPlan’s benefits.

Upon departure

Vested benefits rights adjustment

Transfer to new pension fund

Transfer to vested benefits foundation

Payout in the event of self-employment

Payout in the event of emigration

Payout of small amounts

In the event of retirement

Retirement pension

Retirement-linked children’s pension

Capital withdrawal

Early retirement

Partial retirement

Adjusting for inflation

Pension payments

In the event of disability

Disability pension

Disability-linked children's pension

Disability old-age pension

Withdrawing disability pension capital

In the event of disability we will continue the pension saving process for you but you will be exempt from making any contributions of your own. comPlan will credit the standard savings variant contributions to you from the time that you receive the IV pension. When you reach the age of 65 you may convert your disability pension into a life-long pension or withdraw dome or all of your pension capital as a lump sum.

If you choose to have all of your pension capital paid out in cash you will no longer have any entitlement to any further benefits from us from the time you retire. This means that any retirement-linked children’s pensions or survivors’ pensions in the event of death are forfeited. If you only withdraw a partial amount, your capital and the pension benefits calculated on the basis thereof will be reduced accordingly. The capital withdrawal will be taxed separately from your income using a reduced capital tax rate.

In order to process a capital withdrawal we require a written application at least one month prior to your retirement. If you are married or living in a registered partnership then your partner must co-sign the application with certification from a notary. Changes to the submitted application may be made up to one month prior to your retirement and must also be co-signed by your partner (with certification from a notary).

IV advance payment

Adjusting for inflation

Pension payments

Bereavement

Spouse’s pension

Partner’s pension

Lump sum payable on death for married persons

Lump sum payable on death for unmarried persons

Orphan’s pension

Adjusting for inflation

Pension payments

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.