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Who pays what contributions?

Who is insured with comPlan as part of occupational benefits? What salary is insured and what contributions are due? Who makes what contributions to comPlan – a concise and simple overview.




Insured persons




Insured salary


Beginning of membership


End of membership


Voluntary insurance


Amount of the contributions


Changing savings options


Risk contributions


Conversion loss contributions

When you retire, your lifelong pension will be calculated at the conversion rate. This amounts to 5.34% of your retirement savings with comPlan at the age of 65. From a technical point of view, however, this rate should only be 4.9%. Each retirement thus generates a conversion loss: comPlan pays out a higher pension than the saved assets are able to finance. We close this gap with a contribution of 1.2% of the insured salary total. This contribution is fully funded by your employer.

You can see the amount of the conversion loss contribution for you in your pension statement.


Extraordinary contributions


Volume of extraordinary contributions


Crediting of extraordinary contributions

All details accurate as of December 2018. Subject to change. The provisions of the pension regulations apply in any case.